JK CAPITAL FINANCE, INC.

JK Capital is a financing institution dedicated to serving the financial needs of small and medium-sized businesses across the Philippines. Established in 2014, our mission is to provide flexible and swift financial solutions, empowering Filipino entrepreneurs to realize their goals and ambitions. We recognize a significant underserved market of capable small business owners who lack access to sustainable and reliable financing, often encountering lengthy applications and stringent underwriting practices with traditional institutions. JK Capital is here to bridge that gap by offering accessible and efficient financial support.

Our business loans are specifically designed for small businesses and entrepreneurs, providing essential working capital for business expansion and to meet acquisition requirements. We offer a diverse range of financing options, including both secured and unsecured (clean) business loans, with amounts ranging from PHP 300,000 to PHP 50,000,000 and potentially higher, tailored to suit various business needs.

Understanding the urgency often associated with business opportunities, we pride ourselves on our exceptionally fast loan processing, ensuring you can receive funds in 2 days or less. In addition to our business loan offerings, we provide a valuable rediscounting facility that allows businesses to discount their customers’ post-dated checks (PDCs), enhancing liquidity and cash flow management.

Our process is designed to be a streamlined journey from concept to completion:

1. Step 1: Apply Online through our fast and easy application process.
2. Step 2: Receive a call from our dedicated Customer Service Representative who is ready to assist you.
3. Step 3: Experience our swift approval process, with updates provided through phone call, SMS, and email. Once approved, proceed to our nearest branch for the release of funds.

We have proudly operated for over 10 years, building a network of partnered agents and reaching over 17,000 SMEs across the Philippines, demonstrating our experience and commitment to the market. Our clients' success is our priority, and testimonials from business owners highlight the positive impact our financing has had on their businesses. We also offer a quick Loan Calculator tool on our website to help you plan smarter and make informed financial decisions.

Apply for loans effortlessly with JK Capital, where you can expect quick approvals and flexible repayment options designed to support your business growth. We are your trusted financing partner, dedicated to helping individuals and businesses throughout the Philippines achieve financial success.